The first issue brief, entitled Small Business Participation in the New Mexico State Coverage Insurance Program: Evaluation Results and published by The Hilltop Institute in January 2010, described the characteristics of the businesses that participate in, or have inquired about, SCI; their experiences with SCI; concerns that they have about the administrative and cost burdens of sponsoring SCI; and their experience in offering health insurance to their employees.
Researchers concluded that SCI may serve as an example of what to expect under the Affordable Care Act (ACA), which uses tax cuts and participation in health insurance exchanges to encourage small business to offer health insurance to their employees. Although it is expected that additional variables will come into play once the ACA takes full effect, SCI is one of the few current examples of public/private initiatives to be examined in a post-reform environment. These findings highlight the importance of financial subsidies and size for small businesses and should be considered as ACA implementation moves forward.
The evaluation was partially funded by the Robert Wood Johnson Foundation’s State Health Access Reform Evaluation (SHARE) program through a partnership between the New Mexico Human Services Department (HSD) and The Hilltop Institute. SHARE is directed by the State Health Access Data Assistance Center (SHADAC) at the University of Minnesota School of Public Health.
To learn more about the study, contact Laura Spicer.